April 1, 2014

The one where we don't apply for a BTO yet...

Boabei and I are very lucky... why? Most couples who are in the midst of planning their engagement, wedding and honeymoon, they also have a house to plan for. Imagine the finances they have to divide for the different events happening one after another or concurrently (most which are very, very near their wedding date).

(This does not include those couples whose houses are full and their families can't spare a room for them.)

Mak (my grandmother) has already warned me/us not to apply for house until we are married because although she has good intentions for our relationship, she does not want me to repeat the same mistake my twin did. It made the decision easier to not apply for any houses with our parents blessings and them extending their welcome to stay with them after we wed as we both have our own rooms. I must say that it is a HUGE blessing. (We are staying at my parents place on weekdays and his parents place on weekends.)

I understand why most couples want to apply for housing despite having a place to stay with their parents. A marriage is a whole different thing when you have your own place, and that is very true. It is different when you stay with your parents and when you don't. On top of that, having your own place is another set of responsibilities that tests the strength of your relationship as a married couple. Not just money which is a huge bulk of arguments apparently, but also household chores and all those tiny weeny things.

Another point that I have considered is pricing. Couples who applied BTO two years back probably paid lesser for a 4-room flat than the current 4-room flat. Location is probably another thing. If the location fits the bill, then you are definitely want to stay there.

Okay, this entry is kind of pointless. But I just want to extend XOs to couples who are struggling to save enough money for an engagement, wedding, honeymoon and house all in one go. Plus house doesn't come cheap there's like flooring, doors, kitchen cabinet, sofas, tvs & other kind of appliances etc. It does not seem easy at all for these people, so hats off to all of you.

For those who are jumping the marriage wagon soon, and have no rush to buy a house because you have a place to stay, don't rush! House is not something you like and you buy, and tomorrow you don't like, you don't sell. I know you know that it doesn't work that way, but some people have a hard time grasping it. It is not signing of papers, and tadahhh! It is a lifetime commitment. Every day money is pumping out for expenses  for the house to maintain. So money to be able to sustain it, must be there. Back up savings is always a plus for these kind of things for unforeseen circumstances! Even wedding. Although you know it will cost like 20k, but surely ada nyer got something to pay!

Baobei and I are just going to concentrate on two things which is The Edited Wedding & Mr&Mrs-Fly-for-14-days AKA honeymoon. Lucky for us, there is a breathing space in between two events. We have an eye on one particular BTO that is not up for sale just yet. Rumors have it that it will be available after we get married, so yay! Dapat dengar kata Mak hor.

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